Financing Your Business

Successful day-to-day operations require an uninterrupted supply of capital. That’s where Premier Bank fits into your financial picture. Whether you need to finance growth, cover timing gaps in collecting revenue, or simplify your monthly vendor payments, Premier Bank’s tailored financing options will help you meet the challenges of running your business. We will learn about your business and help you choose the right credit product to meet your specific needs.

Commercial Loans and Lines of Credit

Revolving Line of Credit

A revolving line of credit can help you manage fluctuating cash flow and short term credit needs like seasonal purchases and operating expenses. Draw funds, pay them back, and draw them again to cover short term working capital needs.

Business Equipment Loan

When you make the decision to purchase equipment for your business, give your Premier banker a call for a competitive proposal.

Business Term Loan

Whether you need equipment, computer systems, long term working capital or debt consolidation, you can borrow just what you need in one lump sum at a competitive rate. And, your repayment terms can be designed to match your business cash flow.

SBA Loans

Premier Bank works with the Small Business Administration (SBA) to provide term loans for purchase of business, loans to make capital improvements and lines of credit.

Real Estate Construction Loan

An interest only loan that is utilized to fund construction of a new company building or expansion, then converts to a fully amortizing mortgage loan with a term up to twenty years.

Real Estate Mortgage Loan

A loan to fund the acquisition of existing real estate where your company will be located as well as a loan to expand, reposition or refinance your existing property. Premier Bank offers terms of up to fifteen years and your interest rates can be fixed for up to three years before adjustment.